The average cost for repairing water damage is just over $2,000! But acting quickly in the event of a burst pipe might help keep those costs down.
Quick Action with Water Damage is Key
These steps will help to minimize and damage that occurs from water in your home:
First, shut off the water and electricity immediately and salvage whatever belongings you can from the flooded area.
Clean up as much of the water as you can with buckets, towels, a wet/dry vacuum or anything you can to dry out the area. The goal here is get the area of the flood as dry as possible to prevent mildew and mold.
Next you will want to contact a professional water remediation company to bring in equipment and specially trained personnel to start the process of recovering your damaged property. The use of a qualified and reputable is recommended over cleaning the water yourself.
It is always a good idea to get photos or video of the damage.
Will your homeowners Insurance Cover Water Damage?
As with so many other answers to questions on insurance coverage, the answer is “It depends.”. While some water damage is covered under homeowner’s insurance, there are others that are not. Some examples of things that are covered are:
- water entering through a wind damaged roof
- backup of sewers and drains (if an endorsement specifically covering this is present on the policy)
- busted water pipes
- some overflows
Examples of things not covered are:
- water seepage through basement walls or foundations
- in some instances, ice dams on the roof.
Have an insurance advisor that you can rely on
The team at Williamson Insurance takes the issue of your protection seriously. Should the misfortune of a claim ever come your way, we will be there to advise and assist you with the process. When you are looking at putting the pieces of your life back together, our agency will work with you to make that happen.