Fire department insurance throughout Central Ohio.

Your fire department is a center for heroes giving their all to help their communities, but it isn’t without risk. Fire departments face unique circumstances that many other organizations and businesses don’t, including the dangerous situations they encounter. You need insurance to protect your fire department while you’re busy protecting the community.
Specialized fire department insurance so you can protect your community.

Fire departments perform a variety of jobs in their communities. For example, this includes suppressing fires, responding to emergency medical situations, and educating the public on fire safety. With so many different functions, you’ll want insurance to cover all of the unique risks you face. For instance, a general liability policy is a good start to begin protecting your department.

Protect your portable equipment and vehicles.

Your firefighters depend on their portable equipment to protect themselves and their communities from fires and other dangerous situations. An inland marine insurance policy will help cover your equipment while responding to the latest emergency. Fire departments also need specialized fleet insurance to cover all of its vehicles, from the large ladder trucks and fire engines down to the SUVs and brush trucks. Your fleet insurance policy needs to offer more specific coverage than typical insurance since your vehicles are often in dangerous situations and are prone to risk and damage. Additionally, we can offer your department replacement cost coverage for your vehicles!

Environmental impairment insurance is a surprising need.

There are several environmental pollution concerns that fire departments should be aware of. Pollutants can arise from emergency responses as well as equipment washdowns and training activities. Defending environmental claims can be expensive. Having environmental impairment insurance can help protect your department financially in case of a claim of environmental damage.

Don’t forget other business insurance policies.

You’ll need commercial property insurance for your firehouse. And in this digital age, your department will need cyber liability insurance which can offer protection if your computer network is hacked. You’ll also need to consider general business coverages like employment practice liability insurance, errors and omissions liability insurance (E&O), as well as directors and officers liability insurance (D&O).

Work with an agency and carrier that gives back

Our partnership with Utica National Insurance, a leader in insuring fire departments, allows us the unique ability to give back. Utica National gives an annual dividend check to their safety group members each year. It is their way of extending appreciation to fire departments – some of the most valued members of the community.

To learn more about the importance of specialized fire department insurance for your organization, contact us today.

Let’s discuss your fire department insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate fire department insurance solution. There’s no obligation, just good-old-fashioned advice.
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Williamson Insurance Service offers comprehensive fire department insurance throughout all of Ohio including, Columbus, Westerville, Zanesville, Newark, Buckeye Lake, Pataskala, Reynoldsburg, Gahanna, Cambridge, Dresden, Granville, Heath, Nashport and New Concord.